While hurricane coverage in travel insurance may be optional for many, medical insurance for international trips is often essential for U.S. travelers.
Most U.S. health insurance plans do not provide coverage outside the country, leaving travelers responsible for medical expenses in emergencies abroad. A recent survey revealed that over half of Americans mistakenly believe their health plans cover international medical costs.
Before purchasing travel medical insurance, it is important to verify your current plan’s international coverage and consider key factors for additional protection.
Prioritize Plans Offering Comprehensive Support
Travel medical insurance typically includes coverage for emergency treatments, hospital stays, and medications. Additionally, many policies provide medical evacuation to the nearest appropriate facility or back to your home country.
Travel advisor Angela Adto Tepper recommends selecting plans that cover emergencies, evacuation and repatriation, pre-existing condition waivers when applicable, and offer 24/7 assistance hotlines.
She emphasizes the importance of carrying dedicated travel medical insurance, especially when visiting remote regions or countries with limited healthcare infrastructure.
0 Comments
No comments yet. Be the first to comment!